I want to take a minute and talk about just how crucial a consumer proposal was for me.
When I was faced with more debt than I could ever thought possible that needed to be paid within only one month, I thought the end was near and I would need to go bankrupt. Little did I know there was a completely different option. There was a consumer proposal. I had never even heard of one of these before, likely because I hadn’t needed it up to that point. But they are a fair bit different than a bankruptcy and I want to outline how and why they were a good option for me – in case you find yourself in a similar stance.